If men are not absolutely honest themselves they at least wish for and have faith in the honesty of others.

No set of men know more about each other, garner more carefully all the straws of rumor which may affect the financial and social well being of an individual one way or another, keep a tighter mouth concerning their own affairs and a sharper eye on that of their neighbors.

Cowperwood's credit had hitherto been good because it was known that he had a "soft thing" in the Chicago street-railway field, that he paid his interest charges promptly, that he had organized the group of men who now, under him, controlled the Chicago Trust Company and the North and West Chicago Street Railways, and that the Lake City Bank, of which Addison was still president, considered his collateral sound.

Nevertheless, even previous to this time there had been a protesting element in the shape of Schryhart, Simms, and others of considerable import in the Douglas Trust, who had lost no chance to say to one and all that Cowperwood was an interloper, and that his course was marked by political and social trickery and chicanery, if not by financial dishonesty.

As a matter of fact, Schryhart, who had once been a director of the Lake City National along with Hand, Arneel, and others, had resigned and withdrawn all his deposits sometime before because he found, as he declared, that Addison was favoring Cowperwood and the Chicago Trust Company with loans, when there was no need of so doing--when it was not essentially advantageous for the bank so to do.
Both Arneel and Hand, having at this time no personal quarrel with Cowperwood on any score, had considered this protest as biased.
Addison had maintained that the loans were neither unduly large nor out of proportion to the general loans of the bank.