You might as well, or better, try to alter the English monarchy and substitute a republic, as to alter the present constitution of the English money market, founded on the Bank of England, and substitute for it a system in which each bank shall keep its own reserve.

There is no force to be found adequate to so vast a reconstruction, and so vast a destructions and therefore it is useless proposing them.
No one who has not long considered the subject can have a notion how much this dependence on the Bank of England is fixed in our national habits.

I have given so many illustrations in this book that I fear I must have exhausted my reader's patience, but I will risk giving another.

I suppose almost everyone thinks that our system of savings' banks is sound and good.

Almost everyone would be surprised to hear that there is any possible objection to it.