Isn't it so ?" "Humph! I believe you are right.

But I never would have thought of it." "Add this thirteen dollars to the twenty-two it costs you for twelve holidays in the year, and this again to the price of your beer and tobacco, and you will have just sixty-one dollars a year that might be saved.

A little more careful examination into your expenses, would, no doubt, detect the sum of fourteen dollars that might be as well saved as not, which added to the sixty-one dollars, will make seventy-five dollars a year uselessly spent, the exact sum I am able to put into the Savings' Bank." Johnson was both surprised and mortified, at being thus convinced of actually spending nearly one-fifth of his entire earnings in self-gratification of one kind or another.

He promised both himself and his friend, that he would at once reform matters, and try to get a little a-head, as he had a growing family that would soon be much more expensive than it was at present.
Some months afterward, the friend who had spoken so freely to Johnson, met him coming out of a tavern, and in the act of putting tobacco in his mouth.

The latter looked a little confused, but said with as much indifference as he could assume: "You see I am at my old tricks again ?" "Yes, and I am truly sorry for it.