I thought it was all gone, but Todd found two more the other day, one of which I sent to Kennedy.
This is the other.

Kennedy writes me he is keeping his until we can drink it together.

Is everybody's glass full?
Then my old toast if you will permit me: 'Here's to love and laughter, and every true friend of my true friend my own!'" Before the groups had dispersed Harry had the facts in his possession--principally from Judge Pancoast, who gave him a full account of the bank's collapse, some papers having been handed up to him on the bench that morning.

Summed up, his uncle was practically ruined--and he, Harry, was the cause of it--the innocent cause, perhaps, but the cause all the same: but for his father's cruelty and his own debts St.George would never have mortgaged his home.

That an additional sum--his uncle's entire deposit--had been swallowed up in the crash was but part of the same misfortune.