It was Warren Gasgoyne's Kismet.
The Kismet had put into Audierne rather than try to pass Point du Raz at night.

At Gibraltar a telegram had come telling of the painful sensation, and the yacht was instantly headed for England; Mrs.Gasgoyne crossing the Continent, Delia preferring to go back with her father--his sympathy was more tender.

They had seen no newspapers, and they did not know that Gaston was at Audierne.

Gasgoyne knowing, as all the world knew, that there was a bar at the mouth of the harbour, allowed himself, as he thought, sufficient room, but the wind had suddenly drawn ahead, and he was obliged to keep away.

Presently the yacht took the ground with great force.
Gasgoyne put the helm hard down, but she would not obey.