For this was one of those fortunate ladies who go through life with the comforting sense of being always cleverer than their neighbour.

If the neighbour happen to be a man, and a stout one, the conviction is the stronger for those facts.

"Never! I never told you that.

You must have dreamt it." "Perhaps I did," admitted the banker, placidly.

"I am afraid I often feel sleepy after luncheon.