Why, he was nearly bottom of his year at Sandhurst--not a bit brilliant and brainy.

Suppose she married him in her inexperience, and then met the right sort of intellectual, clever feller too late.

No, it wouldn't be the straight thing and decent at all, to propose to her now.

How would Grumper view such a step?
What had he to offer her?
What was he?
Just a penniless orphan.

Apart from Grumper's generosity he owned a single five-pound note in money.