When a man is spoken highly of by gentry, clergy, literally everybody, the bank is remarkably accommodating.

Such a man may get for his bare signature--almost pressed on him, as if his acceptance of it were a favour--what another would have to deposit solid security for.
In plain language, he borrows money and invests it in every possible way.
His farms are simply the basis of his credit.

He buys blood shorthorns, he buys blood horses, and he sells them again.

He buys wheat, hay, &c., to dispose of them at a profit.

If he chose, he could explain to you the meaning of contango, and even of that mysterious term to the uninitiated, 'backwardation.' His speculations for the 'account' are sometimes heavy.
So much so, that occasionally, with thousands invested, he has hardly any ready money.