The money he made he put out at interest on mortgage of real property, and it brought in about 4 per cent.

It was said that in some few cases where the security was good he lent it at a much higher rate to other farmers of twenty times his outward show.

After awhile he went into the great farm now occupied by his son Harry, and commenced operations without borrowing a single shilling.

The reason was because he was in no hurry.

He slowly grew his money in the little farm, and then, and not till then, essayed the greater.