Mr.Stobell took his pipe out of his mouth and cleared his throat.

"Why, you might build a hospital with it," he burst out, impatiently.
"Build a hospital!" repeated the astonished captain, as Mr.Chalk bent suddenly to do up his shoelace.
"Think of the orphans you could be a father to!" added Mr.Stobell, making the most of an unwonted fit of altruism.
The captain looked inquiringly at Mr.Tredgold.
"And widows," said Mr.Stobell, and, putting his pipe in his mouth as a sign that he had finished his remarks, gazed stolidly at the company.
"Stobell must be referring to a story Chalk told us of some precious stones you buried, I think," said Mr.Tredgold, reddening.

"Aren't you, Stobell ?" "Of course I am," said his friend.

"You know that." Captain Bowers glanced at Mr.Chalk, but that gentleman was still busy with his shoe-lace, only looking up when Mr.Tredgold, taking the bull by the horns, made the captain a plain, straightforward offer to fit out and give him the command of an expedition to recover the treasure.

In a speech which included the benevolent Mr.Stobell's hospitals, widows, and orphans, he pointed out a score of reasons why the captain should consent, and wound up with a glowing picture of Miss Drewitt as the heiress of the wealthiest man in Binchester.