But indirectly these conventions of business life are of the gravest consequence for the industrial process and for the life of the community.

And in guiding the institutional growth in this respect, the pecuniary classes, therefore, serve a purpose of the most serious importance to the community, not only in the conservation of the accepted social scheme, but also in shaping the industrial process proper.

The immediate end of this pecuniary institutional structure and of its amelioration is the greater facility of peaceable and orderly exploitation; but its remoter effects far outrun this immediate object.

Not only does the more facile conduct of business permit industry and extra-industrial life to go on with less perturbation; but the resulting elimination of disturbances and complications calling for an exercise of astute discrimination in everyday affairs acts to make the pecuniary class itself superfluous.
As fast as pecuniary transactions are reduced to routine, the captain of industry can be dispensed with.

This consummation, it is needless to say, lies yet in the indefinite future.