The young family with $3000 a year has ideals for the manners and morals of the children which are not satisfied with those of the inexpensive tenement quarter.
Prevention they consider better than cure, hence they pay higher rent than the income warrants to secure elevating examples and morally wholesome surroundings.
[Illustration: The Morris Company's Block of Single Houses, with Central Heating Plant (*remainder cut off).] [Illustration: The Morris Building Company's Block of Single Houses, with Central Heating Plant, Brooklyn, New York.] A single family cannot control a whole street, although cooperation can accomplish a great deal in the way of congenial neighborhoods.

But the risk involved, the liability to error of judgment, as well as the large outlay of capital, at once prevents the adoption of this means of satisfactory housing for the business and professional class to any great extent, at least in the city.

The acumen needed to discover the profitable in real estate, the skill to acquire large contiguous tracts of land, both belong to the capitalist.

Only when he is a philanthropist besides, is the housing question safe in his hands.

Such an example we find in the Morris houses, Willoughby Ave., Brooklyn, N.Y.This set of family dwellings was put up to meet this very need.