She made a model to scale in pasteboard, of such a size that every essential detail was shown in its relation to other portions of the structure.
Even if these young people do not yield at the moment of building, they will probably wish they had yielded when they come to live in the house.
There will be nothing for it but to mortgage the place to make it satisfactory.

One cannot take up a newspaper without finding notice after notice, reading, "Must be sold to pay the mortgage." Exorbitant rent is of course social waste, and society must protect its ablest young people from their own folly; but when they understand the rules of the financial game better they will lend themselves more readily to some cooperative plan of relief.
It is, as I well know, rank heresy, but I firmly believe that building and owning of houses can be afforded only by those having the higher limit of income, $3000 to $5000 a year, _unless_ the person has a permanent position or a business of great security, and in these days who can be _sure_ of anything?
When the land-scheme promoter advertises homes on the instalment plan, beware of the trap! Let no one buy in the suburbs from a sense of duty and then hate the life.
Comfort in living is far more in the brains than in the back.
It is so easy for a man or woman with one set of ideals to do that which another would consider impossible drudgery.
My final advice is that the sensible young couple both of whom agree about essentials, and who are willing and glad to work together for a common end, and who love nature and gardening and believe in family life so strongly as not to miss the crowd and theatres, may safely start a home in the country with a garden, and pets for the children, if they have a reasonable prospect of ten years in one spot.

Let them make the place attractive for some family, even if they have to leave it.
The women of this group will, I believe, have the qualities Mr.Wells predicts: not only intelligence and education, but a reasonableness and reliability not always found to-day.
Unless a reasonable prospect of ten years' occupancy is assured, then begin life in a rented house, not necessarily in a flat.

Begin with a few things of your own some which have been yours for years, some which you have bought together and which have a meaning for one of you and are not irritating to the other.
Devote a part of your leisure to a critical study of the house you would like, draw plans, make sketches in color, study color effects, learn about fabrics, collect them for the future.

You will find an amusing and instructive occupation.
The essential point is to begin this life on two thirds of what you have reason to expect as the year's income; keep the rest invested or in the bank.