It is true he has many friends who are always willing to allow him a seat in their boats, but that does not satisfy him.

He has determined to have a yacht of his own, if there is any honest way for him to get it.

For almost a year he has carefully laid aside every penny, and but half the necessary sum has been saved.

How to get the remainder is the difficulty.

He never asks his mother for money; he is too independent for that; besides, he has always been taught to rely on his own resources, and he has made up his mind that, if he can not _earn_ his boat, he will go without it.
Three or four days after the commencement of our story, Frank might have been seen, about five o'clock one pleasant morning, seated on the wharf in front of the house, with Brave at his side.