A warm coat for Jock; no evening gown for Jean.

David finds that he must buy certain books and writes home in distress.

'That can easily be managed,' says Jean, and goes without a new winter hat.

She and Mrs.
M'Cosh are wonders of economy in housekeeping, and there is always abundance of plain, well-cooked food.
"I told you about Mrs.M'Cosh?
She is the Jardines' one servant--an elderly woman, a widow from Glasgow.

I like her way of showing in visitors.