Living beyond our means does not incorporate the thought that, in order to save every possible cent, we should become slipshod and shabby.

Carelessness in dress takes away from our rating as nothing else will for it has to do with first impressions of those with whom we come in contact.

Gentility pays dividends of the highest order, being, as it is, a badge of character.

Neatness _bespeaks character_, and it is just as cheap in dollars and cents to keep ourselves respectably clothed as to indulge in shoddy apparel under the delusion that we have saved money on the purchase price.

Good clothing, costing more at the start, lasts long _and looks well as long as it lasts_.