The college boy in this case has simply invested his money in an education instead of a bank account.
Once on the highroad of life with a plan of action well defined and a regular income _the habit of putting money away should become a fixed procedure_.

In no other way do we accumulate except by investment, and investment means putting away money at interest or in some project which promises better returns.
If we were to interview a thousand men on the subject of saving and draw upon their experiences we would find that by investing money at interest we pursue the safest course, far safer, in fact, than the seeking of outside investments that _promise_ greater returns.

The latter invites the mind away from the regular avocation and educates it in time to _take chances_ that are likely to turn into _setbacks_.

The mind, instead of applying itself to the duty of making the most out of its regular employment, allows its interest to become scattered over too broad a field.
It is not within the province of all men to become wealthy and, after all, wealth is not the only desideratum; the happiest of mortals are found in the middle walks of life and not in the extremes.

The struggle should be to escape the life which saps our strength, keeps our nerves on edge and drives us away from the _green pastures_..