Californians are among the most genial and hospitable people in America, and there is no part of our republic where a stranger receives a kinder and more cordial greeting.

There is no Eastern iciness of manner, or dignified indifference at San Francisco.
Residents of the Pacific coast have told me that when visiting their old homes they feel as if dropped into a refrigerator.

After learning the customs of the Occident, one can fully appreciate the sensations of a returned Californian.
[Illustration: MONTGOMERY STREET IN HOLIDAY DRESS.] Montgomery street, the great avenue of San Francisco, is not surpassed any where on the continent in the variety of physiognomy it presents.
There are men from all parts of America, and there is no lack of European representatives.

China has many delegates, and Japan also claims a place.

There are merchants of all grades and conditions, and professional and unprofessional men of every variety, with a long array of miscellaneous characters.