The curtailment of any sensual and selfish enjoyment--of a glass of beer or a screw of tobacco--would enable a man, in the course of years, to save at least something for others, instead of wasting it on himself.

It is, in fact, the absolute duty of the poorest man to provide, in however slight a degree, for the support of himself and his family in the season of sickness and helplessness which often comes upon men when they least expect such a visitation.
Comparatively few people can be rich; but most have it in their power to acquire, by industry and economy, sufficient to meet their personal wants.

They may even become the possessors of savings sufficient to secure them against penury and poverty in their old age.

It is not, however, the want of opportunity, but the want of will, that stands in the way of economy.

Men may labour unceasingly with hand or head; but they cannot abstain from spending too freely, and living too highly.
The majority prefer the enjoyment of pleasure to the practice of self-denial.