At their death, the very furniture of the house they have lived in belongs to others.

It is sold to pay their funeral expenses and debts which they have incurred during their thriftless lifetime.
Money represents a multitude of objects without value, or without real utility; but it also represents something much more precious,--and that is independence.

In this light it is of great moral importance.
As a guarantee of independence, the modest and plebeian quality of economy is at once ennobled and raised to the rank of one of the most meritorious of virtues.

"Never treat money affairs with levity," said Bulwer; "Money is Character." Some of man's best qualities depend upon the right use of money,--such as his generosity, benevolence, justice, honesty, and forethought.

Many of his worst qualities also originate in the bad use of money,--such as greed, miserliness, injustice, extravagance, and improvidence.
No class ever accomplished anything that lived from hand to mouth.
People who spend all that they earn, are ever hanging on the brink of destitution.