Others buy old pictures--old furniture--old wines,--all great bargains! There would be little harm in buying these old things, if they were not so often bought at the expense of the connoisseur's creditors.

Horace Walpole once said, "I hope that there will not be another sale, for I have not an inch of room nor a farthing left." Men must prepare in youth and in middle age the means of enjoying old age pleasantly and happily.

There can be nothing more distressing than to see an old man who has spent the greater part of his life in well-paid-for-labour, reduced to the necessity of begging for bread, and relying entirely on the commiseration of his neighbours, or upon the bounty of strangers.

Such a consideration as this should inspire men in early life with a determination to work and to save, for the benefit of themselves and their families in later years.
It is, in fact, in youth that economy should be practised, and in old age that men should dispense liberally, provided they do not exceed their income.

The young man has a long future before him, during which he may exercise the principles of economy; whilst the other is reaching the end of his career, and can carry nothing out of the world with him.
This, however, is not the usual practice.