The young man now spends, or desires to spend, quite as liberally, and often much more liberally, than his father, who is about to end his career.

He begins life where his father left off.

He spends more than his father did at his age, and soon finds himself up to his ears in debt.

To satisfy his incessant wants, he resorts to unscrupulous means, and to illicit gains.

He tries to make money rapidly; he speculates, over-trades, and is speedily wound up.