All that we contend for is, that man should provide for the future,--that they should provide during good times for the bad times which almost invariably follow them,--that they should lay by a store of savings as a breakwater against want, and make sure of a little fund which may maintain them in old age, secure their self-respect, and add to their personal comfort and social well-being.

Thrift is not in any way connected with avarice, usury, greed, or selfishness.

It is, in fact, the very reverse of these disgusting dispositions.
It means economy for the purpose of securing independence.

Thrift requires that money should be used and not abused--that it should be honestly earned and economically employed-- "Not for to put it in a hedge, Not for a train attendent,-- But for the glorious privilege Of being Independent.".