If he earns L36 a year, the joint annual payment will be 5s.

7-1/2d.; if he earns L78, it will be 7s.

a year, and so on.

These payments are reckoned up in various classes, according to the amounts; and according to the total amount is the final annuity payable to the worker in the evening of his days.

That evening is very slow in coming for the German worker.