.

And that is all, Philip.

I was horribly in debt to Neergard; then Ruthven turned on me--and on her; and I borrowed more from Neergard and went to her bank and deposited it to the credit of her account--but she doesn't know it was from me--she supposes Jack Ruthven did it out of ordinary decency, for she said so to me.

And that is how matters stand; Neergard is ugly, and grows more threatening about those loans--and I haven't any money, and Mrs.Ruthven will require more very soon--" "Is that _all_ ?" demanded Selwyn sharply.
"Yes--all.

.