The borrowers' cards should state that they expire in a definite number of years from the date of issue, and the date of issue should be stamped on them.

An index of borrower's agreements should be kept by their numbers.

This need contain only the borrower's number, his name, and, when necessary, his address.

It is conveniently kept in a book.

It is better to keep it on cards.
[Illustration: No.5.Fine slip.