See chapter on Christian Socialism.
[26] Mr.Wilshire, in his volume of criticism on my American speeches.
[27] _Socialism: the Mallock-Wilshire Argument._ By Gaylord Wilshire.
New York, 1907.
[28] While this work was in the press, one of the English Labour members, Mr.Curran, at a public meeting, gave his views, as a socialist, about this very question--equality of industrial opportunity--and as an example of such opportunity already in existence, he mentioned the cash-credit system, which prevails in banks in Scotland.

He seemed unaware that such advances of capital made in this system are made to picked men only.

These men, moreover, have the strongest stimulus to effect in the face that they will keep all their profits.

If a socialistic state gave cash-credits to everybody, it would confiscate all the profits if the workers were successful, and have no remedy against them if they failed.
[29] _Unto This Last._ [30] See note to previous chapter, referring to the recent _Red Catechism_ for socialist Sunday schools, in which children are taught, as the primary article of faith, that the wage-earners produce everything, that the productivity of all is practically equal, and that all are entitled to expect precisely the same kind of life..