As you may easily imagine, I contrived to be passing that way on a particularly early occasion, and, on presenting myself at the bank, I was shown at once into Mr.Fauntleroy's private room.
He was as pleasant a man to speak to as ever I met with--bright, and gay, and companionable in his manner--with a sort of easy, hearty, jovial bluntness about him that attracted everybody.

The clerks all liked him--and that is something to say of a partner in a banking-house, I can tell you! "Well, young Trowbridge," says he, giving his papers on the table a brisk push away from him, "so you are going to set up in business for yourself, are you?
I have a great regard for your father, and a great wish to see you succeed.

Have you started yet?
No?
Just on the point of beginning, eh?
Very good.

You will have your difficulties, my friend, and I mean to smooth one of them away for you at the outset.

A word of advice for your private ear--Bank with us." "You are very kind, sir," I answered, "and I should ask nothing better than to profit by your suggestion, if I could.