CHAPTER XXV.
LIES! LIES! LIES! "You should have come a little sooner," said Phyllis quite pleasantly.
"Mr.Courtland was giving me such an amusing account of his latest voyage.

Will you have tea or iced coffee ?" "Tea, if you please," said George Holland, also quite pleasantly.

"Has Mr.Courtland been on another voyage of discovery?
What has he left himself to discover in the world of waters ?" "I think that what he discovered on his latest voyage was the effect of a banjo on the human mind," laughed Phyllis.

"He was aboard Lord Earlscourt's yacht, the _Water Nymph_.

Some other men were there also.
One of them had an idea that he could play upon the banjo.