'I'm not good at what's called "Pop'lar Art,"' sez he.

'Is it a chromo, or your own work ?' sez he, critical like.
"'It's YOUR HOSS,' sez I.
"He looks at me a minit and then drors a paper from his pocket.

'This paper,' sez he in his quiet way, 'was drored up by you and is a covenant to return to me a yaller hoss with golden mane and tail--or a hundred and fifty dollars.

Ez I don't see the hoss anywhere--mebbe you've got the hundred and fifty dollars handy ?' sez he.

'Suppose I hadn't the money ?' sez I.