That feeling of over-due bills, of bills coming due, of accounts overdrawn, of tradesmen unpaid, of general money cares, is very dreadful at first; but it is astonishing how soon men get used to it.

A load which would crush a man at first becomes, by habit, not only endurable, but easy and comfortable to the bearer.

The habitual debtor goes along jaunty and with elastic step, almost enjoying the excitement of his embarrassments.

There was Mr.Sowerby himself; who ever saw a cloud on his brow?
It made one almost in love with ruin to be in his company.

And even now, already, Mark Robarts was thinking to himself quite comfortably about this bill;--how very pleasantly those bankers managed these things.